Comments on: For eBay purchases, what is the fastest way to pay if I have no more money in my Paypal account?

By: unclejoeadamson

unclejoeadamson — Sat, 24 Oct 2009 17:50:59 +0000

The fastest option is for you to pay by Paypal funded by a credit card (or a debit/checking card with a V/MC logo). You can’t withdraw "money [you] don’t have" from Paypal – their computers are very good at doing math! You can only wind up with a negative balance in some very odd circumstances (and you do owe the money). When Paypal recovers that money from your funding source, _that_ may cost you or overdraft you with your personal credit card or bank account.
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I teach this stuff. Weird, huh?

By: Damon

Damon — Sat, 24 Oct 2009 17:42:59 +0000

Hi,

Credit card is an option & so is instant transfer from a bank account (backed up by the credit card if the ach transaction fails).

Withdrawing to a bank account doesn’t have a charge from PayPal…but you should check with your bank to see if they charge for incoming ACH transfers (most do not).
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By: KAREN D

KAREN D — Sat, 24 Oct 2009 17:20:59 +0000

What I have done is use my debit card from my bank to add money into my paypal account. It goes directly into it.
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By: v b

v b — Sat, 24 Oct 2009 17:13:59 +0000

If there is a credit card on the account, just use it.

Paypal isn’t going to let you go negative–that can only happen if you have a chargeback situation.
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