My credit card rating is 0 help!! – Uncategorized Credit Rating?

October 3, 2009 By 4 Comments

I enrolled in a credit card process in December 2007. I just checked my score and it says "0" and the reason is because its "Uncategorized Credit Card" What does this mean? I suspect it means that I cant be rated because its a new credit card but I dont know yet. I will need your help on this one

Is this your only credit? A category is like "pays on time" "pays a little late" "delinquent" etc. You haven’t done anything bad but you haven’t used the card enough to be considered a good customer yet. (I just made up those terms to make a point. The real categories re letter-number codes).

Filed Under: Make Money Online

Comments

  1. Random Guy says:
    October 4, 2009 at 4:03 am

    I am not sure and you’re probably better off contacting the credit bureaus to find out. Either that or you don’t have enough history yet. You can check http://www.learncreditnow.com/ for more info on credit and perhaps find something there that will help.
    References :

  2. ben says:
    October 4, 2009 at 4:18 am

    If your score is zero, that would mean that there is insufficient credit information available to give you a rating.
    References :

  3. golferwhoworks says:
    October 4, 2009 at 5:07 am

    the account is not yet rated since it is too new to know how you will pay. You see the past is the best indicator as to the future that a creditor will get their money on time. The account is just unrated. It will take 6 months or longer to get a rating.
    References :

  4. Bob says:
    October 4, 2009 at 5:21 am

    Is this your only credit? A category is like "pays on time" "pays a little late" "delinquent" etc. You haven’t done anything bad but you haven’t used the card enough to be considered a good customer yet. (I just made up those terms to make a point. The real categories re letter-number codes).
    References :

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